Business Insurance

Blanket Insurance
Blanket insurance is a single policy that covers multiple kinds or locations of property, providing comprehensive coverage ideal for businesses with assets spread across different locations.
Business Property and Liability Insurance Package
A comprehensive insurance package that provides protection for a business's property against damage or destruction caused by perils such as fire, smoke, and vandalism, as well as liability coverage if the actions (or non-actions) of the business's representatives result in bodily injury or property damage.
Businessowners Policy (BOP)
A Businessowners Policy (BOP) is a package policy commonly tailored for small and medium-sized businesses. It combines property and business interruption insurance to cover a range of expenses resulting from damage, destruction or liability issues related to business operations.
Commercial Credit Insurance
Commercial credit insurance provides coverage for an insured firm if its business debtors fail to pay their obligations.
Commercial Forgery Policy
A Commercial Forgery Policy provides coverage for an insured who unknowingly accepts forged checks. This insurance policy helps businesses mitigate the financial loss from fraudulent activities involving forged instruments.
Comprehensive Liability Insurance
Comprehensive Liability Insurance provides businesses with coverage for negligence-based civil liability in various situations, including bodily injury, property damage, and medical expenses arising from the operation of premises, completed operations, and products.
Extra Expense Insurance
Extra Expense Insurance is designed to protect businesses by covering additional expenses incurred due to unforeseen emergencies, ensuring continual operations.
Fidelity Bond
A fidelity bond is an insurance policy that provides coverage against specified losses arising from dishonest acts or defalcations by an employee.
General Liability Insurance
General Liability Insurance provides coverage for an insured when negligent acts and/or omissions result in bodily injury and/or property damage on the premises of a business, when someone is injured as the result of using the product manufactured or distributed by a business, or when someone is injured in the general operation of a business.
Inland Marine Insurance
Inland marine insurance is a specialized type of property insurance that covers loss of or damage to goods, property, and equipment during transit over land or while being stored away from the main location. This insurance can also cover specialized types of movable property, including equipment and specialized tools.
Key Person Life and Health Insurance
Key Person Life and Health Insurance is a type of business insurance coverage designed to protect companies from the financial loss that can occur if a key employee becomes disabled or passes away.
Manufacturers and Contractors Liability Insurance
Manufacturers and Contractors Liability Insurance provides coverage for liability exposures that result from manufacturing and contracting operations. This type of insurance typically excludes activities of independent contractors, and damages to property caused by explosion, collapse, and underground property damage.
Multiple Locations Forms
Multiple Locations Forms are insurance policies that provide coverage for property owned by one individual or entity across several locations. This includes merchandise, materials, fixtures, furniture, specified machinery, betterments, and improvements made by tenants.
Name Position Bond
A Name Position Bond, also known as a Fidelity Bond, is a type of insurance that helps protect employers if employees holding certain listed positions commit dishonest acts like stealing money.
Open Form (Reporting Form)
A single insurance policy covering all insurable property of specified type(s) at all locations of an insured business. Ideal for businesses with several locations.
Position Schedule Bond
A Position Schedule Bond is a type of fidelity bond that provides financial protection to businesses by covering losses resulting from fraudulent or dishonest acts by specifically named employees.
Professional Liability Insurance
Professional Liability Insurance provides specialized coverage for professionals against claims arising from errors, omissions, or negligent acts in the course of their professional activities. It is essential for individuals with specialized expertise as basic liability policies do not cover professional liabilities.
Special Multiperil Policy (SMP)
An overview of the Special Multiperil Policy (SMP), which offers comprehensive insurance coverage for large businesses across property, liability, crime, and boiler/machinery.
Storekeepers Burglary and Robbery Insurance
Comprehensive coverage designed for small mercantile establishments, providing protection against losses from burglary, robbery, and related crimes.
Storekeepers Liability Insurance
Coverage for bodily injury and property damage liability resulting from ownership, use, and/or maintenance of the insured business's premises, completed operations, and products. It includes medical payment expenses for bodily injuries caused by hazardous conditions and defense costs for liability suits.

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