The Housing and Urban Development Department (HUD) is a U.S. government agency designed to ensure fair housing standards and affordable housing across the country.
Open housing refers to the condition under which housing units may be purchased or leased without regard for such factors as the ethnic or religious characteristics of the buyers or tenants, ensuring equal housing opportunities for all.
A REALTIST is a member of the National Association of Real Estate Brokers (NAREB), which primarily comprises minority brokers dedicated to promoting fair housing and equal opportunities in real estate.
Redlining is an illegal practice of refusing to originate mortgage loans in certain neighborhoods on the basis of race or ethnic composition. The term derives from the alleged practice of drawing a red line on a map around certain neighborhoods to designate them as off limits for loan approvals.
Steering is an illegal practice in real estate where real estate agents or brokers guide prospective home buyers or renters towards or away from certain neighborhoods based on their race or ethnicity.
