A personal automobile policy (PAP) provides comprehensive car insurance with multiple coverages, designed to replace the earlier Family Automobile Policy (FAP). It offers a wide range of protections including liability, medical payments, uninsured motorist coverage, comprehensive, collision, and several optional coverages.
Business Liability Insurance provides financial coverage against liability exposures that a business may encounter. This insurance includes various policies tailored to specific areas of operation, ensuring comprehensive protection for different industries.
Insurance policies covering various business risks, often tailored to protect businesses from a range of eventualities including property damage, liability, and employee-related risks.
An insurance policy designed specifically for homeowners, providing protection against losses caused by common disasters, hazards, theft, and liability. Coverage and costs of homeowner’s insurance policies can vary widely.
Malpractice insurance provides coverage for professionals against claims of negligence, mistakes, or failure to perform their professional duties, protecting them from potential legal and financial repercussions.
Manufacturers and Contractors Liability Insurance provides coverage for liability exposures that result from manufacturing and contracting operations. This type of insurance typically excludes activities of independent contractors, and damages to property caused by explosion, collapse, and underground property damage.
An insurance endorsement that provides liability coverage for an insured who is sued due to the negligent acts or omissions of an independent contractor or subcontractor, resulting in bodily injury and/or property damage to a third party.
Coverage for bodily injury and property damage liability resulting from the ownership, use, and/or maintenance of an insured business's premises as well as operations by the business anywhere in the United States or Canada.
Professional Liability Insurance provides specialized coverage for professionals against claims arising from errors, omissions, or negligent acts in the course of their professional activities. It is essential for individuals with specialized expertise as basic liability policies do not cover professional liabilities.
Coverage that protects an insured party in the event that their negligent acts or omissions result in damage or destruction to another's property.
An umbrella policy is an insurance policy providing additional liability coverage over and above the limits of a basic insurance liability policy. It is designed to provide extra protection.
