Comprehensive insurance coverage in automobile insurance provides protection from physical damage (other than collision) and theft of the insured vehicle, covering events like fire damage, vandalism, and natural disasters.
A personal property floater provides insurance coverage for all personal property, regardless of the insured's location and extends to household residents, including children away at school.
Robbery involves the use of the threat of violence, or actual violence, in taking property from someone else's possession. This peril is covered through homeowner's insurance, renter's insurance, or a special multiperil policy for businesses.
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